#overlay
{	z-Index:998; 
	position:absolute; 
	width:100%;
	height:100%;
	left:0px; 
	top:0px; 
	background-image:url(overlay.gif);
}

#referForm
{	position:absolute;
	z-Index:999;
	width:100%;
	left:0px;
	top:10px;
}